Get in the driver’s seat

With our competitive rates, flexible terms and lower monthly payments, you can easily buy the new or used vehicle you want without breaking your budget.

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With our competitive rates, flexible terms and lower monthly payments, you can easily buy the new or used vehicle you want without breaking your budget.
Enjoy a better loan experience

Enjoy a better loan experience

Here are seven ways credit union members save through a vehicle loan with TFCU:

  • Low competitive rates
  • Lower monthly payments
  • Flexible terms up to 6 years
  • Private-party financing
  • Discounts for member loyalty and auto-pay from your credit union account
  • No application fees
  • Autoland- free personal consulting

Explore TFCU Vehicle Loans

Autos and Trucks

Save hundreds of dollars a year on average(1) with TFCU’s low rates on new and used autos.

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Features

  • Lower monthly payments
  • Low competitive rates
  • Flexible terms up to 6 years
  • Private-party financing
  • Discounts for member loyalty and auto-pay from your credit union account
Loan Type APR Term
New Auto and Truck 7.99% Up to 84 Months
Used Auto and Truck 7.99% Up to 84 Months

See all loan rates

Motorcycles and ATVs

Are you into a two-wheeled way of getting around or an off-road adventure? We’ve got great rates to save you money.

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Features

  • Low competitive rates
  • Flexible terms
  • A monthly payment that you can afford
  • No application fees
  • Private-party financing
  • Discounts for member loyalty
  • Discounts for auto-transfer from your credit union account
  • Members-only promotions
Loan Type APR Term
New Motorcycle or ATV 8.50% Up to 60 Months
Used Motorcycle or ATV 9.50% Up to 60 Months

See all loan rates

Other Vehicles

Have a desire to set sail, cruise, or hit the road in an RV? We’ve got great rates to lower your payments.

See all loans FAQ

Apply Now

Features

  • Low competitive rates
  • Flexible terms
  • A monthly payment that you can afford
  • No application fees
  • Private-party financing
  • Discounts for member loyalty
  • Discounts for auto-transfer from your credit union account
  • Members-only promotions
  • A plan that makes your RV loan fit into your overall investment and budget strategies
Loan Type APR Term
New RV or Boat 8.50% Up to 180 Months
Used RV or Boat 9.50% Up to 180 Months

See all loan rates

Vehicle Loans Tools and Services

We can help you find the best value in a new and used car, truck or van, and provide options to protect your investment. Avoid expensive dealer add-ons and get insurance you need to protect you from the unexpected.

TFCU offers a concierge service to locate and purchase your next new or used car. Email your request to [email protected] with the following information:

  • Whether you are looking for a new or used car
  • The make or brand name of the vehicles you would prefer (e.g. Honda, Ford, Toyota, etc.)
  • A list of the models you desire (e.g. Accord, Explorer, 325i, Prius, etc.)
  • A list of the colors you want in order of preference (white, black, red, pearl, etc.)
  • Don’t forget to get pre-approved for your auto loan
  • Your maximum monthly budget or purchase limit
  • Any special options you want the vehicle to have (navigation, leather, sunroof, etc.)
  • The number of years you wish to finance the car

Protect your financial investment in your vehicle with Guaranteed Asset Protection (GAP).

If your vehicle is ever stolen or totaled in an accident, GAP will pay you the difference between the value of your vehicle and its unpaid loan or lease balance. In addition, GAP also covers the deductible of your insurance policy up to $1,000.00. To obtain GAP Advantage for your vehicle, call us at (818) 973-4900.

Protect your vehicle against mechanical failures.

Through TFCU’s partnership with American Mercury Insurance Group, you can obtain Mechanical Breakdown Insurance (MBI) coverage for repairs on most parts and labor. Insurance coverage can be obtained on new vehicles or used vehicles with less than 75,000 miles. Your MBI policy is also transferable, which increases the resale value of your vehicle. To obtain MBI coverage for your vehicle, call us at (818) 973-4900.

We’ve joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto & Homeowners Insurance Program.

MEMBERS® Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members with convenient e-service, with easy access to claims services 24 hours a day. Obtain a free, no-obligation quote by calling (888) 380-9287 and start saving! MEMBERS® Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

You can protect both your family and property through our partnership with Liberty Mutual Insurance Company.

They offer term life insurance, variable universal life, and term-life insurance for loans as well as disability insurance for loans. Contact Liberty Mutual Insurance Company directly at (800) 837-5254.

Through our partnership with CUNA Mutual, members with any TFCU loan obligation can really prepare for the unexpected.

Loan Protection Insurance is tied directly to your loan and pays off the loan (or reduces it) if the borrower dies, and/or takes over the loan if the borrower becomes disabled. To learn more about Loan Protection Insurance call us at (818) 973-4900.

Want to eliminate the horror of a dealer loan?

A better vehicle loan experience is a click away!

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Disclosures

  1. Actual savings may vary. All loans subject to credit approval. Rates are subject to change without notice.