Create a great future

Save for retirement tomorrow and save on your taxes today.

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Save for retirement tomorrow and save on your taxes today.

We will be closed on Monday October 9 for Columbus/Indigenous Peoples Day.

Invest in you

Invest in you

An individual retirement account (IRA) offers unique tax advantages. IRA contributions may be tax deductible, depending on the type of IRA and your specific circumstances.

  • Even if you participate in an employer-sponsored 401(k), an IRA from TFCU may help to further supplement your retirement
  • Traditional and Roth IRAs available
  • Some accounts only require a $50.00 minimum deposit
  • Accounts are easy to open

Which IRA is right for you?

IRA Shares

An IRA Share Account is a great way for members to begin planning for their retirement.

See all accounts FAQ

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Features

  • Available as either a traditional or Roth IRA
  • This account only requires a $50.00 minimum deposit
  • This account may have a tax exception or deferment status depending on IRA type(2)
APY Term Rate Type Minimum to Open Maximum Balance
1.00% Flexible Variable $50.00 Unlimited

See all share rates

5-Year Roth IRA Shares

A 5-Year Roth IRA is Share Account with a better interest rate. It is an important account for members to have to assist in planning for their retirement.

See all accounts FAQ

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Features

  • Available as a Roth IRA only
  • This account only requires a $500.00 minimum deposit
  • This account may have a tax exception or deferment status depending on IRA type(2)
APY Term Rate Type Minimum to Open Maximum Balance
3.00% 5 Years Variable $500.00 Unlimited

See all share rates

IRA Certificates

This is a tax deferred account, and many pay less tax on the earnings because at retirement, they may be in a lower tax bracket.

See all accounts FAQ

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Features

  • Available as either a traditional or Roth IRAs
  • This account requires a $1,000.00 minimum deposit
  • Terms of 1,2,3,4 or 5 years
  • This account may have a tax exception or deferment status depending on IRA type(2)
APY Term Rate Type Minimum to Open Maximum Balance
4.00% 9 Months Promo Fixed $1,000.00 Unlimited
5.00% 1 Year Fixed $1,000.00 $99,999.00
4.30% 15 Months Promo Fixed $1,000.00 Unlimited
5.00% 2 Years Fixed $1,000.00 $99,999.00
3.00% 3 Years Fixed $1,000.00 $99,999.00
3.00% 4 Years Fixed $1,000.00 $99,999.00
3.00% 5 Years Fixed $1,000.00 $99,999.00

See all share rates

Jumbo IRA Certificates

Contributions to this type of IRA are not tax deductible, but earnings on contributions may be tax-free, depending on timing and circumstances of withdrawal.

See all accounts FAQ

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Features

  • Available as either a traditional or Roth IRAs
  • This account requires a $100,000.00 minimum deposit
  • Terms of 1, 2, 3, 4 or 5 years
  • This account may have a tax exception or deferment status depending on IRA type(2)
APY Term Rate Type Minimum to Open Maximum Balance
5.00% 1 Year Fixed $100,000.00 Unlimited
5.00% 2 Years Fixed $100,000.00 Unlimited
3.00% 3 Years Fixed $100,000.00 Unlimited
3.00% 4 Years Fixed $100,000.00 Unlimited
3.00% 5 Years Fixed $100,000.00 Unlimited

See all share rates

Compare all IRA Accounts

Account Name APY Term Rate Type Minimum to Open Maximum Balance
IRA Shares 1.00% Flexible Variable $50.00 Unlimited
5-Year Roth IRA Shares 3.00% 5 Years Variable $500.00 Unlimited
IRA Certificates 4.00% 9 Months Promo Fixed $1,000.00 Unlimited
5.00% 1 Year Fixed $1,000.00 $99,999.00
4.30% 15 Months Promo Fixed $1,000.00 Unlimited
5.00% 2 Years Fixed $1,000.00 $99,999.00
3.00% 3 Years Fixed $1,000.00 $99,999.00
3.00% 4 Years Fixed $1,000.00 $99,999.00
3.00% 5 Years Fixed $1,000.00 $99,999.00
Jumbo IRA Certificates 5.00% 1 Year Fixed $100,000.00 Unlimited
5.00% 2 Years Fixed $100,000.00 Unlimited
3.00% 3 Years Fixed $100,000.00 Unlimited
3.00% 4 Years Fixed $100,000.00 Unlimited
3.00% 5 Years Fixed $100,000.00 Unlimited

Want to be shocked by your future net worth?

The sooner you begin saving, the more you'll have to live life on your own terms.

Get Started Today

Disclosures

  1. All account information, terms and conditions are subject to change or cancellation without notice. For information on current fees that may be associated with these accounts, please download current fee schedule. Please contact a member service representative at Technicolor Federal Credit Union at (818) 973-4900 for more details.
  2. Technicolor Federal Credit Union does not provide tax advice; please contact your tax professional