Fixed-Rate Mortgage
If you expect your income to be consistent and are not planning to move in the foreseeable future, the security of a fixed-rate may be ideal.
Adjustable Rate Mortgage (ARM)
Take advantage of lower rates. An adjustable rate loan gives you increased buying power, may qualify you for a larger home loan amount and offer an initial lower payment.
Refinance
It may make sense to refinance your home to get a better interest rate or to lower your monthly payment. Other reasons include getting cash for home improvement projects, reducing your loan term or consolidating debt.
Jumbo
If you are considering a home that requires a larger loan amount, a jumbo loan may be right for you. They are available in both fixed and adjustable rates.
VA
If you have served our country in the armed forces, there are special loans available to you.