Credit Cards

As a member you have access to VISA® credit cards that offer lower fixed-interest rates.

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As a member you have access to VISA<sup>®</sup> credit cards that offer lower fixed-interest rates.

We will be closed on Monday December 26th Christmas Day (observed) and Monday January 2nd New Year's Day (observed).

Get a low interest rate

Get a low interest rate

Unlike most banks, our credit cards are issued with an interest rate that will not change. If you have a credit card from another institution, let us see if we can save you money. We’ll help you move over to a new TFCU credit card so you or your business can enjoy a better rate.

  • Low interest rates
  • No annual fees
  • Fixed interest rates (NO variable interest rates)
  • Startup or jumpstart your credit with Secure Cards
  • Extra awards points with every purchase
  • 25 day grace period on purchases
  • Extra online protection by Verified by VISA®
  • 24 hour fraud protection and notification
  • Card accepted anywhere that VISA® logo is displayed

Explore TFCU Credit Cards

VISA® Awards

Earn points every time you use your Visa® to pay a bill or make a purchase. Redeem points or view your balance by logging on to the Extra Awards Site or by calling (855) 854-5493.

See all credit cards FAQ

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Features

  • Low interest rates
  • No annual fees
  • Extra online protection by Verified by VISA®
  • 24 hour fraud protection and notification
  • Card accepted anywhere that VISA® logo is displayed
APR Rate Type Credit Limit
Call us Fixed Up to $15,000.00

See all loan rates

Secured VISA®

Have you been turned down because you have bad credit or no credit? We have the card for you! You are GUARANTEED APPROVAL for the Secured VISA® Card(1). This card looks and acts similar to a regular credit card, except you are required to maintain a security deposit in your account. Your security deposit may earn interest, and is used as collateral for the credit that you can use.

See all credit cards FAQ

Apply Now

Features

  • Low interest rates
  • No annual fees
  • Extra online protection by Verified by VISA®
  • 24 hour fraud protection and notification
  • Card accepted anywhere that VISA® logo is displayed
APR Rate Type Credit Limit
Call us Fixed Up to $5,000.00

See all loan rates

Credit Card Pay Off Calculator

Yes, it’s that much better

Lower your interest rate and start saving today.

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Disclosures

  1. APR = Annual Percentage Rate. The Account holder must be 21 years or older to request this product. A member must have a line of credit to have card issued. Initial cards are free; replacement cards may be subject to fees. All credit cards issued are subject to credit approval. Additional terms and conditions may apply. Terms and conditions are subject to change without notice. Please contact the credit union for more details.