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Checking

For real service and convenience, look into a TFCU checking account! Our Spectrum and Spectrum-Plus Checking Accounts offer features that include instant carbonless copies of all your checks, payroll deduction and direct deposit. To take a checking account tutorial, click here.

Behind-the-Scenes Overdraft Protection
All TFCU checking account (except Teen Checking) offer Behind-the Scenes Overdraft Protection. Behind-the-Scenes Overdraft Protection provides you with an overdraft allowance that is automatically assigned to your TFCU checking account to save you the embarrassment and additional merchant fees associated with non-sufficient funds.

With Behind-the-Scenes Overdraft Protection, TFCU members who maintain their checking account in good standing and have payroll deposit are eligible for a special overdraft allowance. There is no additional cost for the service and you pay a fee when it is needed.

Qualified members will receive special overdraft allowances of $300 to $1,000 depending on their individual credit history. If you already have TFCU checking and want to add this service, download our online application. To open a TFCU checking account and add this service download our online application or call us at (800) 973-4989.

Spectrum Checking
Spectrum-Plus Checking
Above-the-Line Teen Checking
Business Checking
Locate a CO-OP ATM
Additional Checking Services